YEARLY HIGH
5.4918 SVC
YEARLY LOW
4.7904 SVC
YEARLY AVERAGE
5.1045 SVC

2020 BAM to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 5.4918. Conversely, the yearly low was recorded on March 23, dropping to 4.7904.

This high-to-low spread represents a total annual volatility of 0.7014 SVC. From a start-to-finish perspective, comparing the January average rate of 4.9679 to the December average rate of 5.4456, the exchange rate registered a net change of 9.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.4918 was up 6.44% compared to the 2019 peak of 5.1594, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 27,459 SVC
2019 Average 25,045 SVC
Yearly Trough Low 23,952 SVC
Transaction Impact: A difference of 3,507.13 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.5043
4.7995
JanuMarcMayJulySeptNove

BAM to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9274, compared to 5.2815 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3541 points.

H1 Avg (Jan–Jun) 4.9274
H2 Avg (Jul–Dec) 5.2815

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3215 SVC (High: 5.1118 / Low: 4.7904). On the other end, April was the most stable month, with a tight range of 0.0741 SVC (High: 4.8957 / Low: 4.8217).

March Spread (Volatile) ±0.3215
April Spread (Stable) ±0.0741

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0887 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0887

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.4456) against the same month in 2019 (average: 4.9696), the exchange rate shifted by +0.4760 (+9.58%).

2020 Avg (December) 5.4456
2019 Avg (December) 4.9696

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0234 4.9222 4.9679
February 4.9493 4.8276 4.8812
March 5.1118 4.7904 4.9469
April 4.8957 4.8217 4.8582
May 4.9800 4.8281 4.8758
June 5.0878 4.9688 5.0343
July 5.3060 5.0133 5.1187
August 5.3406 5.2452 5.2896
September 5.3631 5.2091 5.2771
October 5.3057 5.2205 5.2639
November 5.3635 5.2131 5.2942
December 5.4918 5.3553 5.4456