2015 BAM to TND Historical Review

YEARLY HIGH

1.1523 TND

YEARLY LOW

1.0614 TND

YEARLY AVERAGE

1.1129 TND

2015 BAM to TND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to TND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.1523. Conversely, the yearly low was recorded on March 17, dropping to 1.0614.

This high-to-low spread represents a total annual volatility of 0.0908 TND. From a start-to-finish perspective, comparing the January average rate of 1.1352 to the December average rate of 1.1290, the exchange rate registered a net change of -0.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.1523 was down 3.79% compared to the 2014 peak of 1.1976, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,761 TND

2014 Average 5,755 TND

Yearly Trough Low 5,307 TND

Transaction Impact: A difference of 454.24 TND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.1408

1.0739

JanuMarcMayJulySeptNove

BAM to TND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1060, compared to 1.1197 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0138 points.

H1 Avg (Jan–Jun) 1.1060

H2 Avg (Jul–Dec) 1.1197

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.0540 TND (High: 1.1154 / Low: 1.0614). On the other end, February was the most stable month, with a tight range of 0.0092 TND (High: 1.1240 / Low: 1.1148).

March Spread (Volatile) ±0.0540

February Spread (Stable) ±0.0092

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0350 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0350

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1.1352) against the same month in 2014 (average: 1.1442), the exchange rate shifted by -0.0090 (-0.79%).

2015 Avg (January) 1.1352

2014 Avg (January) 1.1442

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1523	1.1163	1.1352
February	1.1240	1.1148	1.1204
March	1.1154	1.0614	1.0854
April	1.0930	1.0720	1.0794
May	1.1179	1.0928	1.1033
June	1.1197	1.0992	1.1122
July	1.1124	1.0962	1.1061
August	1.1312	1.1010	1.1128
September	1.1323	1.1195	1.1252
October	1.1375	1.1225	1.1287
November	1.1237	1.1112	1.1167
December	1.1339	1.1189	1.1290