YEARLY HIGH
0.6277 USD
YEARLY LOW
0.5487 USD
YEARLY AVERAGE
0.5834 USD

2020 BAM to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.6277. Conversely, the yearly low was recorded on March 22, dropping to 0.5487.

This high-to-low spread represents a total annual volatility of 0.0790 USD. From a start-to-finish perspective, comparing the January average rate of 0.5677 to the December average rate of 0.6223, the exchange rate registered a net change of 9.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6277 was up 6.45% compared to the 2019 peak of 0.5897, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 3,139 USD
2019 Average 2,863 USD
Yearly Trough Low 2,743 USD
Transaction Impact: A difference of 395.23 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6290
0.5487
JanuMarcMayJulySeptNove

BAM to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5632, compared to 0.6036 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0404 points.

H1 Avg (Jan–Jun) 0.5632
H2 Avg (Jul–Dec) 0.6036

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0351 USD (High: 0.5838 / Low: 0.5487). On the other end, April was the most stable month, with a tight range of 0.0092 USD (High: 0.5601 / Low: 0.5509).

March Spread (Volatile) ±0.0351
April Spread (Stable) ±0.0092

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0102 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.6223) against the same month in 2019 (average: 0.5680), the exchange rate shifted by +0.0543 (+9.55%).

2020 Avg (December) 0.6223
2019 Avg (December) 0.5680

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5726 0.5626 0.5677
February 0.5657 0.5518 0.5578
March 0.5838 0.5487 0.5656
April 0.5601 0.5509 0.5554
May 0.5694 0.5514 0.5574
June 0.5813 0.5681 0.5754
July 0.6061 0.5725 0.5850
August 0.6106 0.5999 0.6046
September 0.6132 0.5952 0.6031
October 0.6064 0.5967 0.6016
November 0.6128 0.5956 0.6051
December 0.6277 0.6119 0.6223