2020 BAM to VND Historical Review

YEARLY HIGH

14559.0019 VND

YEARLY LOW

12769.4471 VND

YEARLY AVERAGE

13545.9863 VND

2020 BAM to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 14559.0019. Conversely, the yearly low was recorded on May 2, dropping to 12769.4471.

This high-to-low spread represents a total annual volatility of 1789.5547 VND. From a start-to-finish perspective, comparing the January average rate of 13154.6816 to the December average rate of 14383.9224, the exchange rate registered a net change of 9.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 14559.0019 was up 5.76% compared to the 2019 peak of 13765.6292, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 72,795,009 VND

2019 Average 66,471,362 VND

Yearly Trough Low 63,847,236 VND

Transaction Impact: A difference of 8,947,773.74 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14526.8328

12811.9077

JanuMarcMayJulySeptNove

BAM to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13111.2217, compared to 13980.7509 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 869.5292 points.

H1 Avg (Jan–Jun) 13111.2217

H2 Avg (Jul–Dec) 13980.7509

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 820.4716 VND (High: 14049.5833 / Low: 13229.1117). On the other end, October was the most stable month, with a tight range of 236.0259 VND (High: 14067.4142 / Low: 13831.3883).

July Spread (Volatile) ±820.4716

October Spread (Stable) ±236.0259

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 199.8634 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -199.8634

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 14383.9224) against the same month in 2019 (average: 13162.5820), the exchange rate shifted by +1221.3404 (+9.28%).

2020 Avg (December) 14383.9224

2019 Avg (December) 13162.5820

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13281.8385	13021.1492	13154.6816
February	13156.5933	12787.7738	12954.8181
March	13556.5026	12808.9172	13189.2573
April	13203.4858	12907.3178	13024.6598
May	13271.9560	12769.4471	12978.8679
June	13597.8744	13171.3942	13365.0457
July	14049.5833	13229.1117	13540.6317
August	14261.6853	13861.3804	14009.4762
September	14286.8924	13770.1041	13990.0433
October	14067.4142	13831.3883	13944.2443
November	14241.0809	13809.4223	14016.1876
December	14559.0019	14033.5043	14383.9224