2013 BBD to GHS Historical Review

YEARLY HIGH

1.1869 GHS

YEARLY LOW

0.9380 GHS

YEARLY AVERAGE

1.0326 GHS

2013 BBD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BBD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 1.1869. Conversely, the yearly low was recorded on January 10, dropping to 0.9380.

This high-to-low spread represents a total annual volatility of 0.2490 GHS. From a start-to-finish perspective, comparing the January average rate of 0.9508 to the December average rate of 1.1624, the exchange rate registered a net change of 22.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.1869 was up 20.79% compared to the 2012 peak of 0.9827, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 5,935 GHS

2012 Average 4,628 GHS

Yearly Trough Low 4,690 GHS

Transaction Impact: A difference of 1,244.76 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.1835

0.9297

JanuMarcMayJulySeptNove

BBD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9740, compared to 1.0912 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1172 points.

H1 Avg (Jan–Jun) 0.9740

H2 Avg (Jul–Dec) 1.0912

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0489 GHS (High: 1.1869 / Low: 1.1380). On the other end, February was the most stable month, with a tight range of 0.0172 GHS (High: 0.9648 / Low: 0.9476).

December Spread (Volatile) ±0.0489

February Spread (Stable) ±0.0172

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.1624) against the same month in 2012 (average: 0.9482), the exchange rate shifted by +0.2142 (+22.59%).

2013 Avg (December) 1.1624

2012 Avg (December) 0.9482

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9571	0.9380	0.9508
February	0.9648	0.9476	0.9542
March	0.9748	0.9535	0.9654
April	0.9858	0.9651	0.9753
May	1.0004	0.9794	0.9937
June	1.0172	0.9945	1.0044
July	1.0424	1.0077	1.0252
August	1.0753	1.0335	1.0563
September	1.0893	1.0708	1.0848
October	1.1068	1.0876	1.0941
November	1.1372	1.1081	1.1241
December	1.1869	1.1380	1.1624