YEARLY HIGH
3.8975 HKD
YEARLY LOW
3.8750 HKD
YEARLY AVERAGE
3.8782 HKD

2020 BBD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BBD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 3.8975. Conversely, the yearly low was recorded on October 10, dropping to 3.8750.

This high-to-low spread represents a total annual volatility of 0.0226 HKD. From a start-to-finish perspective, comparing the January average rate of 3.8867 to the December average rate of 3.8761, the exchange rate registered a net change of -0.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.8975 was down 0.71% compared to the 2019 peak of 3.9255, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 19,488 HKD
2019 Average 19,588 HKD
Yearly Trough Low 19,375 HKD
Transaction Impact: A difference of 112.80 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.8888
3.8739
JanuMarcMayJulySeptNove

BBD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8808, compared to 3.8757 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 3.8808
H2 Avg (Jul–Dec) 3.8757

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0208 HKD (High: 3.8968 / Low: 3.8760). On the other end, September was the most stable month, with a tight range of 0.0004 HKD (High: 3.8754 / Low: 3.8750).

March Spread (Volatile) ±0.0208
September Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0068 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0068

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 3.8875) against the same month in 2019 (average: 3.9239), the exchange rate shifted by -0.0363 (-0.93%).

2020 Avg (February) 3.8875
2019 Avg (February) 3.9239

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8963 3.8831 3.8867
February 3.8975 3.8819 3.8875
March 3.8968 3.8760 3.8826
April 3.8766 3.8751 3.8758
May 3.8835 3.8752 3.8770
June 3.8759 3.8751 3.8753
July 3.8769 3.8750 3.8757
August 3.8757 3.8751 3.8753
September 3.8754 3.8750 3.8751
October 3.8772 3.8750 3.8754
November 3.8773 3.8753 3.8763
December 3.8773 3.8752 3.8761