2014 BBD to JMD Historical Review

YEARLY HIGH

57.2360 JMD

YEARLY LOW

52.9610 JMD

YEARLY AVERAGE

55.4451 JMD

2014 BBD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BBD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 57.2360. Conversely, the yearly low was recorded on January 12, dropping to 52.9610.

This high-to-low spread represents a total annual volatility of 4.2751 JMD. From a start-to-finish perspective, comparing the January average rate of 53.1971 to the December average rate of 56.9748, the exchange rate registered a net change of 7.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 57.2360 was up 7.65% compared to the 2013 peak of 53.1688, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 286,180 JMD

2013 Average 249,465 JMD

Yearly Trough Low 264,805 JMD

Transaction Impact: A difference of 21,375.25 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

57.3526

52.8194

JanuMarcMayJulySeptNove

BBD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 54.4973, compared to 56.3930 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8957 points.

H1 Avg (Jan–Jun) 54.4973

H2 Avg (Jul–Dec) 56.3930

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.7334 JMD (High: 54.6959 / Low: 53.9625). On the other end, August was the most stable month, with a tight range of 0.2388 JMD (High: 56.4240 / Low: 56.1852).

March Spread (Volatile) ±0.7334

August Spread (Stable) ±0.2388

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0765 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0765

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 56.9748) against the same month in 2013 (average: 52.2515), the exchange rate shifted by +4.7233 (+9.04%).

2014 Avg (December) 56.9748

2013 Avg (December) 52.2515

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	53.6230	52.9610	53.1971
February	53.9945	53.5300	53.7552
March	54.6959	53.9625	54.3618
April	54.9195	54.6041	54.7846
May	55.5200	54.8440	55.2493
June	55.8635	55.3578	55.6357
July	56.3568	55.8385	56.1637
August	56.4240	56.1852	56.2729
September	56.6150	56.1585	56.3034
October	56.5175	55.8774	56.2270
November	56.6880	56.1275	56.4162
December	57.2360	56.6684	56.9748