2021 BBD to NZD Historical Review

YEARLY HIGH

0.7449 NZD

YEARLY LOW

0.6718 NZD

YEARLY AVERAGE

0.7072 NZD

2021 BBD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BBD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.7449. Conversely, the yearly low was recorded on February 24, dropping to 0.6718.

This high-to-low spread represents a total annual volatility of 0.0731 NZD. From a start-to-finish perspective, comparing the January average rate of 0.6959 to the December average rate of 0.7369, the exchange rate registered a net change of 5.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7449 was down 16.18% compared to the 2020 peak of 0.8887, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 3,725 NZD

2020 Average 3,853 NZD

Yearly Trough Low 3,359 NZD

Transaction Impact: A difference of 365.67 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7416

0.6854

JanuMarcMayJulySeptNove

BBD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6977, compared to 0.7167 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0190 points.

H1 Avg (Jan–Jun) 0.6977

H2 Avg (Jul–Dec) 0.7167

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0366 NZD (High: 0.7332 / Low: 0.6965). On the other end, May was the most stable month, with a tight range of 0.0129 NZD (High: 0.6982 / Low: 0.6853).

November Spread (Volatile) ±0.0366

May Spread (Stable) ±0.0129

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0102 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.7369) against the same month in 2020 (average: 0.7046), the exchange rate shifted by +0.0323 (+4.58%).

2021 Avg (December) 0.7369

2020 Avg (December) 0.7046

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7060	0.6845	0.6959
February	0.6985	0.6718	0.6901
March	0.7178	0.6857	0.7012
April	0.7130	0.6878	0.7022
May	0.6982	0.6853	0.6920
June	0.7209	0.6894	0.7045
July	0.7223	0.7091	0.7155
August	0.7332	0.7091	0.7168
September	0.7276	0.6991	0.7084
October	0.7229	0.6946	0.7087
November	0.7332	0.6965	0.7137
December	0.7449	0.7308	0.7369