2020 BBD to PEN Historical Review

YEARLY HIGH

1.8322 PEN

YEARLY LOW

1.6531 PEN

YEARLY AVERAGE

1.7472 PEN

2020 BBD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BBD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 16, valuing the pair at 1.8322. Conversely, the yearly low was recorded on January 5, dropping to 1.6531.

This high-to-low spread represents a total annual volatility of 0.1791 PEN. From a start-to-finish perspective, comparing the January average rate of 1.6628 to the December average rate of 1.8004, the exchange rate registered a net change of 8.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.8322 was up 7.59% compared to the 2019 peak of 1.7030, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 9,161 PEN

2019 Average 8,341 PEN

Yearly Trough Low 8,266 PEN

Transaction Impact: A difference of 895.58 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8180

1.6487

JanuMarcMayJulySeptNove

BBD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7080, compared to 1.7864 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0783 points.

H1 Avg (Jan–Jun) 1.7080

H2 Avg (Jul–Dec) 1.7864

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1005 PEN (High: 1.7862 / Low: 1.6858). On the other end, December was the most stable month, with a tight range of 0.0178 PEN (High: 1.8100 / Low: 1.7922).

March Spread (Volatile) ±0.1005

December Spread (Stable) ±0.0178

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0436 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0436

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 1.8039) against the same month in 2019 (average: 1.6843), the exchange rate shifted by +0.1196 (+7.10%).

2020 Avg (November) 1.8039

2019 Avg (November) 1.6843

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6925	1.6531	1.6628
February	1.7272	1.6813	1.6954
March	1.7862	1.6858	1.7440
April	1.7297	1.6843	1.7004
May	1.7240	1.6786	1.7083
June	1.7684	1.7007	1.7374
July	1.7720	1.7481	1.7583
August	1.7929	1.7612	1.7801
September	1.8005	1.7623	1.7777
October	1.8115	1.7875	1.7978
November	1.8322	1.7885	1.8039
December	1.8100	1.7922	1.8004