2020 BBD to PLN Historical Review

YEARLY HIGH

2.1448 PLN

YEARLY LOW

1.8097 PLN

YEARLY AVERAGE

1.9489 PLN

2020 BBD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BBD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 2.1448. Conversely, the yearly low was recorded on December 17, dropping to 1.8097.

This high-to-low spread represents a total annual volatility of 0.3351 PLN. From a start-to-finish perspective, comparing the January average rate of 1.9130 to the December average rate of 1.8390, the exchange rate registered a net change of -3.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.1448 was up 6.83% compared to the 2019 peak of 2.0077, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 10,724 PLN

2019 Average 9,596 PLN

Yearly Trough Low 9,049 PLN

Transaction Impact: A difference of 1,675.44 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1168

1.8137

JanuMarcMayJulySeptNove

BBD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0034, compared to 1.8944 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1090 points.

H1 Avg (Jan–Jun) 2.0034

H2 Avg (Jul–Dec) 1.8944

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2490 PLN (High: 2.1448 / Low: 1.8958). On the other end, August was the most stable month, with a tight range of 0.0455 PLN (High: 1.8776 / Low: 1.8321).

March Spread (Volatile) ±0.2490

August Spread (Stable) ±0.0455

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1000 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.0059) against the same month in 2019 (average: 1.9024), the exchange rate shifted by +0.1034 (+5.44%).

2020 Avg (March) 2.0059

2019 Avg (March) 1.9024

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9466	1.8899	1.9130
February	1.9852	1.9300	1.9603
March	2.1448	1.8958	2.0059
April	2.1238	2.0579	2.0916
May	2.1112	1.9983	2.0749
June	1.9996	1.9474	1.9749
July	1.9888	1.8570	1.9422
August	1.8776	1.8321	1.8610
September	1.9646	1.8404	1.8989
October	1.9804	1.8866	1.9280
November	1.9811	1.8736	1.8975
December	1.8624	1.8097	1.8390