2020 BDT to BAM Historical Review

YEARLY HIGH

0.0216 BAM

YEARLY LOW

0.0188 BAM

YEARLY AVERAGE

0.0202 BAM

2020 BDT to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0216. Conversely, the yearly low was recorded on December 30, dropping to 0.0188.

This high-to-low spread represents a total annual volatility of 0.0028 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0208 to the December average rate of 0.0190, the exchange rate registered a net change of -8.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0216 was up 1.62% compared to the 2019 peak of 0.0212, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 108 BAM

2019 Average 103 BAM

Yearly Trough Low 94 BAM

Transaction Impact: A difference of 13.92 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0214

0.0187

JanuMarcMayJulySeptNove

BDT to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0209, compared to 0.0195 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0209

H2 Avg (Jul–Dec) 0.0195

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0014 BAM (High: 0.0216 / Low: 0.0202). On the other end, October was the most stable month, with a tight range of 0.0003 BAM (High: 0.0197 / Low: 0.0194).

March Spread (Volatile) ±0.0014

October Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0007 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0209) against the same month in 2019 (average: 0.0206), the exchange rate shifted by +0.0003 (+1.32%).

2020 Avg (March) 0.0209

2019 Avg (March) 0.0206

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0210	0.0205	0.0208
February	0.0213	0.0208	0.0211
March	0.0216	0.0202	0.0209
April	0.0214	0.0210	0.0212
May	0.0214	0.0207	0.0211
June	0.0207	0.0202	0.0205
July	0.0206	0.0194	0.0202
August	0.0197	0.0193	0.0195
September	0.0198	0.0192	0.0196
October	0.0197	0.0194	0.0196
November	0.0198	0.0192	0.0195
December	0.0193	0.0188	0.0190