YEARLY HIGH
22.9654 BIF
YEARLY LOW
22.0511 BIF
YEARLY AVERAGE
22.5624 BIF

2020 BDT to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 22.9654. Conversely, the yearly low was recorded on January 1, dropping to 22.0511.

This high-to-low spread represents a total annual volatility of 0.9143 BIF. From a start-to-finish perspective, comparing the January average rate of 22.2145 to the December average rate of 22.9084, the exchange rate registered a net change of 3.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 22.9654 was up 3.47% compared to the 2019 peak of 22.1957, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 114,827 BIF
2019 Average 109,110 BIF
Yearly Trough Low 110,255 BIF
Transaction Impact: A difference of 4,571.39 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

22.9778
22.1451
JanuMarcMayJulySeptNove

BDT to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.3251, compared to 22.7996 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4745 points.

H1 Avg (Jan–Jun) 22.3251
H2 Avg (Jul–Dec) 22.7996

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.2747 BIF (High: 22.4974 / Low: 22.2227). On the other end, October was the most stable month, with a tight range of 0.0869 BIF (High: 22.8668 / Low: 22.7800).

May Spread (Volatile) ±0.2747
October Spread (Stable) ±0.0869

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 22.9084) against the same month in 2019 (average: 22.1178), the exchange rate shifted by +0.7906 (+3.57%).

2020 Avg (December) 22.9084
2019 Avg (December) 22.1178

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.2967 22.0511 22.2145
February 22.2967 22.1731 22.2339
March 22.3842 22.2226 22.3008
April 22.4804 22.2448 22.3357
May 22.4974 22.2227 22.4048
June 22.6232 22.3698 22.4610
July 22.7292 22.5121 22.6878
August 22.7638 22.6745 22.7374
September 22.8266 22.7357 22.7752
October 22.8668 22.7800 22.8195
November 22.9441 22.7981 22.8693
December 22.9654 22.8752 22.9084