2020 BDT to HTG Historical Review

YEARLY HIGH

1.3338 HTG

YEARLY LOW

0.7352 HTG

YEARLY AVERAGE

1.1086 HTG

2020 BDT to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 1.3338. Conversely, the yearly low was recorded on October 20, dropping to 0.7352.

This high-to-low spread represents a total annual volatility of 0.5986 HTG. From a start-to-finish perspective, comparing the January average rate of 1.1578 to the December average rate of 0.8248, the exchange rate registered a net change of -28.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3338 was up 15.91% compared to the 2019 peak of 1.1507, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 6,669 HTG

2019 Average 5,349 HTG

Yearly Trough Low 3,676 HTG

Transaction Impact: A difference of 2,993.01 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.3768

0.6915

JanuMarcMayJulySeptNove

BDT to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1800, compared to 1.0373 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1426 points.

H1 Avg (Jan–Jun) 1.1800

H2 Avg (Jul–Dec) 1.0373

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.1476 HTG (High: 1.1896 / Low: 1.0420). On the other end, August was the most stable month, with a tight range of 0.0204 HTG (High: 1.3253 / Low: 1.3049).

February Spread (Volatile) ±0.1476

August Spread (Stable) ±0.0204

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.5257 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.5257

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 1.2743) against the same month in 2019 (average: 1.1308), the exchange rate shifted by +0.1435 (+12.69%).

2020 Avg (September) 1.2743

2019 Avg (September) 1.1308

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1716	1.1197	1.1578
February	1.1896	1.0420	1.1507
March	1.1242	1.0420	1.1110
April	1.1524	1.1162	1.1357
May	1.2776	1.2316	1.2516
June	1.2950	1.2569	1.2729
July	1.3138	1.2894	1.2996
August	1.3253	1.3049	1.3197
September	1.3338	1.2407	1.2743
October	0.7943	0.7352	0.7486
November	0.7802	0.7417	0.7571
December	0.8581	0.7733	0.8248