YEARLY HIGH
0.8900 INR
YEARLY LOW
0.8536 INR
YEARLY AVERAGE
0.8689 INR

2021 BDT to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 0.8900. Conversely, the yearly low was recorded on February 23, dropping to 0.8536.

This high-to-low spread represents a total annual volatility of 0.0364 INR. From a start-to-finish perspective, comparing the January average rate of 0.8620 to the December average rate of 0.8790, the exchange rate registered a net change of 1.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8900 was down 2.13% compared to the 2020 peak of 0.9094, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 4,450 INR
2020 Average 4,369 INR
Yearly Trough Low 4,268 INR
Transaction Impact: A difference of 182.05 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8810
0.8570
JanuMarcMayJulySeptNove

BDT to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8651, compared to 0.8727 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0076 points.

H1 Avg (Jan–Jun) 0.8651
H2 Avg (Jul–Dec) 0.8727

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0258 INR (High: 0.8900 / Low: 0.8642). On the other end, January was the most stable month, with a tight range of 0.0075 INR (High: 0.8666 / Low: 0.8592).

April Spread (Volatile) ±0.0258
January Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0156 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0156

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.8790) against the same month in 2020 (average: 0.8979), the exchange rate shifted by -0.0189 (-2.11%).

2021 Avg (April) 0.8790
2020 Avg (April) 0.8979

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8666 0.8592 0.8620
February 0.8693 0.8536 0.8591
March 0.8667 0.8546 0.8590
April 0.8900 0.8642 0.8790
May 0.8746 0.8545 0.8634
June 0.8767 0.8587 0.8683
July 0.8860 0.8754 0.8789
August 0.8780 0.8572 0.8720
September 0.8674 0.8566 0.8629
October 0.8816 0.8658 0.8751
November 0.8748 0.8626 0.8682
December 0.8888 0.8674 0.8790