YEARLY HIGH
780.9760 IRR
YEARLY LOW
492.8592 IRR
YEARLY AVERAGE
497.0604 IRR

2020 BDT to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 780.9760. Conversely, the yearly low was recorded on May 12, dropping to 492.8592.

This high-to-low spread represents a total annual volatility of 288.1167 IRR. From a start-to-finish perspective, comparing the January average rate of 496.2892 to the December average rate of 496.5643, the exchange rate registered a net change of 0.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 780.9760 was up 52.72% compared to the 2019 peak of 511.3757, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 3,904,880 IRR
2019 Average 2,497,349 IRR
Yearly Trough Low 2,464,296 IRR
Transaction Impact: A difference of 1,440,583.69 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

506.6775
494.7468
JanuMarcMayJulySeptNove

BDT to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 496.0636, compared to 498.0571 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.9936 points.

H1 Avg (Jan–Jun) 496.0636
H2 Avg (Jul–Dec) 498.0571

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 285.0495 IRR (High: 780.9760 / Low: 495.9264). On the other end, September was the most stable month, with a tight range of 1.0260 IRR (High: 496.8499 / Low: 495.8240).

July Spread (Volatile) ±285.0495
September Spread (Stable) ±1.0260

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 9.2774 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -9.2774

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 505.6833) against the same month in 2019 (average: 498.2462), the exchange rate shifted by +7.4371 (+1.49%).

2020 Avg (July) 505.6833
2019 Avg (July) 498.2462

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 497.6643 493.4325 496.2892
February 496.8796 495.4412 495.8771
March 501.6462 494.7795 496.5817
April 499.9689 493.4927 495.9841
May 498.9456 492.8592 495.7411
June 497.0010 495.4671 495.9084
July 780.9760 495.9264 505.6833
August 497.8481 495.1559 496.4059
September 496.8499 495.8240 496.4894
October 497.3744 496.0037 496.5855
November 497.6140 496.0765 496.6145
December 497.5042 496.3178 496.5643