2020 BDT to LRD Historical Review

YEARLY HIGH

2.3565 LRD

YEARLY LOW

1.8393 LRD

YEARLY AVERAGE

2.2596 LRD

2020 BDT to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 2.3565. Conversely, the yearly low was recorded on November 17, dropping to 1.8393.

This high-to-low spread represents a total annual volatility of 0.5172 LRD. From a start-to-finish perspective, comparing the January average rate of 2.2567 to the December average rate of 1.9019, the exchange rate registered a net change of -15.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3565 was down 5.74% compared to the 2019 peak of 2.5000, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 11,783 LRD

2019 Average 11,037 LRD

Yearly Trough Low 9,197 LRD

Transaction Impact: A difference of 2,585.94 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3948

1.8571

JanuMarcMayJulySeptNove

BDT to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3194, compared to 2.1998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1196 points.

H1 Avg (Jan–Jun) 2.3194

H2 Avg (Jul–Dec) 2.1998

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.3171 LRD (High: 2.1565 / Low: 1.8393). On the other end, July was the most stable month, with a tight range of 0.0072 LRD (High: 2.3533 / Low: 2.3462).

November Spread (Volatile) ±0.3171

July Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3323 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.3323

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 2.3498) against the same month in 2019 (average: 2.4110), the exchange rate shifted by -0.0611 (-2.54%).

2020 Avg (August) 2.3498

2019 Avg (August) 2.4110

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3026	2.1985	2.2567
February	2.3360	2.2959	2.3148
March	2.3486	2.3229	2.3316
April	2.3526	2.3215	2.3334
May	2.3477	2.3235	2.3358
June	2.3497	2.3388	2.3443
July	2.3533	2.3462	2.3500
August	2.3565	2.3441	2.3498
September	2.3510	2.3436	2.3478
October	2.3484	2.1565	2.2908
November	2.1565	1.8393	1.9585
December	1.9405	1.8599	1.9019