2020 BDT to NAD Historical Review

YEARLY HIGH

0.2248 NAD

YEARLY LOW

0.1653 NAD

YEARLY AVERAGE

0.1942 NAD

2020 BDT to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.2248. Conversely, the yearly low was recorded on January 4, dropping to 0.1653.

This high-to-low spread represents a total annual volatility of 0.0596 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1692 to the December average rate of 0.1754, the exchange rate registered a net change of 3.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2248 was down 48.66% compared to the 2019 peak of 0.4379, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 1,124 NAD

2019 Average 859 NAD

Yearly Trough Low 826 NAD

Transaction Impact: A difference of 297.76 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2235

0.1643

JanuMarcMayJulySeptNove

BDT to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1960, compared to 0.1925 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.1960

H2 Avg (Jul–Dec) 0.1925

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0309 NAD (High: 0.2113 / Low: 0.1804). On the other end, July was the most stable month, with a tight range of 0.0072 NAD (High: 0.2014 / Low: 0.1941).

March Spread (Volatile) ±0.0309

July Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0127 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0127

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.2186) against the same month in 2019 (average: 0.1680), the exchange rate shifted by +0.0506 (+30.09%).

2020 Avg (April) 0.2186

2019 Avg (April) 0.1680

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1743	0.1653	0.1692
February	0.1816	0.1739	0.1763
March	0.2113	0.1804	0.1961
April	0.2248	0.2105	0.2186
May	0.2203	0.2048	0.2140
June	0.2059	0.1954	0.2016
July	0.2014	0.1941	0.1975
August	0.2084	0.1952	0.2045
September	0.2047	0.1913	0.1981
October	0.2137	0.1907	0.1961
November	0.1922	0.1800	0.1834
December	0.1810	0.1715	0.1754