2025 BDT to PHP Historical Review

YEARLY HIGH

0.4871 PHP

YEARLY LOW

0.4539 PHP

YEARLY AVERAGE

0.4720 PHP

2025 BDT to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BDT to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.4871. Conversely, the yearly low was recorded on May 26, dropping to 0.4539.

This high-to-low spread represents a total annual volatility of 0.0332 PHP. From a start-to-finish perspective, comparing the January average rate of 0.4806 to the December average rate of 0.4813, the exchange rate registered a net change of 0.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4871 was down 7.54% compared to the 2024 peak of 0.5269, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 2,436 PHP

2024 Average 2,484 PHP

Yearly Trough Low 2,269 PHP

Transaction Impact: A difference of 166.23 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4843

0.4542

JanuMarcMayJulySeptNove

BDT to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4693, compared to 0.4747 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.4693

H2 Avg (Jul–Dec) 0.4747

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0186 PHP (High: 0.4769 / Low: 0.4583). On the other end, November was the most stable month, with a tight range of 0.0045 PHP (High: 0.4843 / Low: 0.4797).

July Spread (Volatile) ±0.0186

November Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0111 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.4806) against the same month in 2024 (average: 0.5100), the exchange rate shifted by -0.0294 (-5.76%).

2025 Avg (January) 0.4806

2024 Avg (January) 0.5100

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4871	0.4774	0.4806
February	0.4799	0.4717	0.4767
March	0.4772	0.4708	0.4728
April	0.4736	0.4589	0.4678
May	0.4610	0.4539	0.4567
June	0.4690	0.4552	0.4610
July	0.4769	0.4583	0.4663
August	0.4795	0.4648	0.4696
September	0.4793	0.4658	0.4707
October	0.4828	0.4756	0.4784
November	0.4843	0.4797	0.4818
December	0.4858	0.4785	0.4813