YEARLY HIGH
1.2413 XPF
YEARLY LOW
1.1414 XPF
YEARLY AVERAGE
1.1861 XPF

2021 BDT to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 1.2413. Conversely, the yearly low was recorded on January 6, dropping to 1.1414.

This high-to-low spread represents a total annual volatility of 0.0999 XPF. From a start-to-finish perspective, comparing the January average rate of 1.1565 to the December average rate of 1.2304, the exchange rate registered a net change of 6.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2413 was down 5.99% compared to the 2020 peak of 1.3203, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 6,206 XPF
2020 Average 6,167 XPF
Yearly Trough Low 5,707 XPF
Transaction Impact: A difference of 499.36 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2378
1.1491
JanuMarcMayJulySeptNove

BDT to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1683, compared to 1.2039 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0356 points.

H1 Avg (Jan–Jun) 1.1683
H2 Avg (Jul–Dec) 1.2039

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0434 XPF (High: 1.2413 / Low: 1.1979). On the other end, July was the most stable month, with a tight range of 0.0125 XPF (High: 1.1955 / Low: 1.1830).

November Spread (Volatile) ±0.0434
July Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0186 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0186

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.2199) against the same month in 2020 (average: 1.1880), the exchange rate shifted by +0.0318 (+2.68%).

2021 Avg (November) 1.2199
2020 Avg (November) 1.1880

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1665 1.1414 1.1565
February 1.1764 1.1566 1.1638
March 1.2012 1.1642 1.1837
April 1.2005 1.1599 1.1775
May 1.1719 1.1495 1.1590
June 1.1867 1.1517 1.1696
July 1.1955 1.1830 1.1900
August 1.2009 1.1846 1.1928
September 1.2037 1.1794 1.1887
October 1.2087 1.1924 1.2018
November 1.2413 1.1979 1.2199
December 1.2367 1.2237 1.2304