2020 BGN to AZN Historical Review

YEARLY HIGH

1.0693 AZN

YEARLY LOW

0.9289 AZN

YEARLY AVERAGE

0.9935 AZN

2020 BGN to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.0693. Conversely, the yearly low was recorded on March 19, dropping to 0.9289.

This high-to-low spread represents a total annual volatility of 0.1404 AZN. From a start-to-finish perspective, comparing the January average rate of 0.9665 to the December average rate of 1.0594, the exchange rate registered a net change of 9.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0693 was up 6.39% compared to the 2019 peak of 1.0051, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,346 AZN

2019 Average 4,872 AZN

Yearly Trough Low 4,645 AZN

Transaction Impact: A difference of 701.80 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0707

0.9347

JanuMarcMayJulySeptNove

BGN to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9591, compared to 1.0280 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0688 points.

H1 Avg (Jan–Jun) 0.9591

H2 Avg (Jul–Dec) 1.0280

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0630 AZN (High: 0.9919 / Low: 0.9289). On the other end, January was the most stable month, with a tight range of 0.0176 AZN (High: 0.9763 / Low: 0.9586).

March Spread (Volatile) ±0.0630

January Spread (Stable) ±0.0176

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0164 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0164

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.0594) against the same month in 2019 (average: 0.9672), the exchange rate shifted by +0.0922 (+9.53%).

2020 Avg (December) 1.0594

2019 Avg (December) 0.9672

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9763	0.9586	0.9665
February	0.9653	0.9393	0.9506
March	0.9919	0.9289	0.9624
April	0.9561	0.9378	0.9460
May	0.9667	0.9399	0.9497
June	0.9897	0.9692	0.9796
July	1.0312	0.9784	0.9975
August	1.0400	1.0220	1.0299
September	1.0365	1.0113	1.0256
October	1.0329	1.0147	1.0245
November	1.0413	1.0120	1.0310
December	1.0693	1.0515	1.0594