2020 BGN to BND Historical Review

YEARLY HIGH

0.8367 BND

YEARLY LOW

0.7618 BND

YEARLY AVERAGE

0.8045 BND

2020 BGN to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.8367. Conversely, the yearly low was recorded on January 26, dropping to 0.7618.

This high-to-low spread represents a total annual volatility of 0.0748 BND. From a start-to-finish perspective, comparing the January average rate of 0.7669 to the December average rate of 0.8291, the exchange rate registered a net change of 8.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8367 was down 10.06% compared to the 2019 peak of 0.9303, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,183 BND

2019 Average 3,934 BND

Yearly Trough Low 3,809 BND

Transaction Impact: A difference of 374.14 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8353

0.7606

JanuMarcMayJulySeptNove

BGN to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7877, compared to 0.8213 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0336 points.

H1 Avg (Jan–Jun) 0.7877

H2 Avg (Jul–Dec) 0.8213

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0322 BND (High: 0.8331 / Low: 0.8009). On the other end, August was the most stable month, with a tight range of 0.0075 BND (High: 0.8323 / Low: 0.8248).

July Spread (Volatile) ±0.0322

August Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0088 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.8291) against the same month in 2019 (average: 0.7707), the exchange rate shifted by +0.0584 (+7.58%).

2020 Avg (December) 0.8291

2019 Avg (December) 0.7707

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7754	0.7618	0.7669
February	0.7872	0.7676	0.7756
March	0.8151	0.7872	0.8002
April	0.8030	0.7840	0.7914
May	0.8040	0.7828	0.7905
June	0.8125	0.7957	0.8016
July	0.8331	0.8009	0.8135
August	0.8323	0.8248	0.8285
September	0.8284	0.8143	0.8226
October	0.8230	0.8131	0.8180
November	0.8216	0.8117	0.8161
December	0.8367	0.8257	0.8291