YEARLY HIGH
82.9977 DZD
YEARLY LOW
66.7414 DZD
YEARLY AVERAGE
74.0002 DZD

2020 BGN to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 82.9977. Conversely, the yearly low was recorded on February 20, dropping to 66.7414.

This high-to-low spread represents a total annual volatility of 16.2564 DZD. From a start-to-finish perspective, comparing the January average rate of 67.8893 to the December average rate of 81.7420, the exchange rate registered a net change of 20.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 82.9977 was up 19.38% compared to the 2019 peak of 69.5230, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 414,989 DZD
2019 Average 341,717 DZD
Yearly Trough Low 333,707 DZD
Transaction Impact: A difference of 81,281.92 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

83.1899
65.8152
JanuMarcMayJulySeptNove

BGN to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 70.0600, compared to 77.9403 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.8804 points.

H1 Avg (Jan–Jun) 70.0600
H2 Avg (Jul–Dec) 77.9403

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 3.3852 DZD (High: 82.9977 / Low: 79.6126). On the other end, January was the most stable month, with a tight range of 0.7154 DZD (High: 68.2849 / Low: 67.5696).

December Spread (Volatile) ±3.3852
January Spread (Stable) ±0.7154

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.6262 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.6262

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 81.7420) against the same month in 2019 (average: 67.9517), the exchange rate shifted by +13.7903 (+20.29%).

2020 Avg (December) 81.7420
2019 Avg (December) 67.9517

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 68.2849 67.5696 67.8893
February 68.0641 66.7414 67.2631
March 70.3223 67.2822 68.6000
April 71.5660 69.2874 70.7617
May 73.0210 71.1409 71.7604
June 74.5582 73.0826 74.0853
July 77.3932 74.1695 75.2155
August 78.0851 77.2543 77.6082
September 78.0393 76.9379 77.5678
October 78.0489 76.7445 77.5440
November 78.8429 76.7590 77.9645
December 82.9977 79.6126 81.7420