2020 BGN to EUR Historical Review

YEARLY HIGH

0.5134 EUR

YEARLY LOW

0.5045 EUR

YEARLY AVERAGE

0.5111 EUR

2020 BGN to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 0.5134. Conversely, the yearly low was recorded on May 2, dropping to 0.5045.

This high-to-low spread represents a total annual volatility of 0.0088 EUR. From a start-to-finish perspective, comparing the January average rate of 0.5113 to the December average rate of 0.5112, the exchange rate registered a net change of -0.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5134 was down 0.32% compared to the 2019 peak of 0.5150, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 2,567 EUR

2019 Average 2,556 EUR

Yearly Trough Low 2,523 EUR

Transaction Impact: A difference of 44.04 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5115

0.5103

JanuMarcMayJulySeptNove

BGN to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5110, compared to 0.5112 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.5110

H2 Avg (Jul–Dec) 0.5112

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.0078 EUR (High: 0.5123 / Low: 0.5045). On the other end, January was the most stable month, with a tight range of 0.0013 EUR (High: 0.5118 / Low: 0.5105).

May Spread (Volatile) ±0.0078

January Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.5113) against the same month in 2019 (average: 0.5113), the exchange rate shifted by +0.0000 (+0.00%).

2020 Avg (July) 0.5113

2019 Avg (July) 0.5113

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5118	0.5105	0.5113
February	0.5121	0.5105	0.5114
March	0.5126	0.5071	0.5104
April	0.5123	0.5108	0.5113
May	0.5123	0.5045	0.5104
June	0.5121	0.5102	0.5113
July	0.5134	0.5102	0.5113
August	0.5134	0.5100	0.5113
September	0.5120	0.5096	0.5111
October	0.5121	0.5104	0.5114
November	0.5122	0.5093	0.5112
December	0.5123	0.5103	0.5112