2020 BGN to FJD Historical Review

YEARLY HIGH

1.3211 FJD

YEARLY LOW

1.2110 FJD

YEARLY AVERAGE

1.2642 FJD

2020 BGN to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 1.3211. Conversely, the yearly low was recorded on February 18, dropping to 1.2110.

This high-to-low spread represents a total annual volatility of 0.1101 FJD. From a start-to-finish perspective, comparing the January average rate of 1.2297 to the December average rate of 1.2798, the exchange rate registered a net change of 4.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3211 was up 4.72% compared to the 2019 peak of 1.2615, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 6,606 FJD

2019 Average 6,167 FJD

Yearly Trough Low 6,055 FJD

Transaction Impact: A difference of 550.37 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2929

1.2237

JanuMarcMayJulySeptNove

BGN to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2515, compared to 1.2768 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0253 points.

H1 Avg (Jan–Jun) 1.2515

H2 Avg (Jul–Dec) 1.2768

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0700 FJD (High: 1.3211 / Low: 1.2512). On the other end, December was the most stable month, with a tight range of 0.0129 FJD (High: 1.2849 / Low: 1.2720).

March Spread (Volatile) ±0.0700

December Spread (Stable) ±0.0129

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0219 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0219

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.2848) against the same month in 2019 (average: 1.2295), the exchange rate shifted by +0.0553 (+4.49%).

2020 Avg (March) 1.2848

2019 Avg (March) 1.2295

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2380	1.2217	1.2297
February	1.2512	1.2110	1.2295
March	1.3211	1.2512	1.2848
April	1.2860	1.2417	1.2629
May	1.2616	1.2408	1.2495
June	1.2694	1.2431	1.2530
July	1.2849	1.2384	1.2579
August	1.2967	1.2764	1.2871
September	1.2899	1.2661	1.2793
October	1.2980	1.2739	1.2837
November	1.3011	1.2654	1.2732
December	1.2849	1.2720	1.2798