2020 BGN to GYD Historical Review

YEARLY HIGH

131.4045 GYD

YEARLY LOW

113.6046 GYD

YEARLY AVERAGE

122.0078 GYD

2020 BGN to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 131.4045. Conversely, the yearly low was recorded on March 19, dropping to 113.6046.

This high-to-low spread represents a total annual volatility of 17.8000 GYD. From a start-to-finish perspective, comparing the January average rate of 118.5722 to the December average rate of 130.2336, the exchange rate registered a net change of 9.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 131.4045 was up 6.31% compared to the 2019 peak of 123.6034, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 657,023 GYD

2019 Average 597,881 GYD

Yearly Trough Low 568,023 GYD

Transaction Impact: A difference of 88,999.76 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

131.6410

114.7531

JanuMarcMayJulySeptNove

BGN to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 117.7351, compared to 126.2804 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.5453 points.

H1 Avg (Jan–Jun) 117.7351

H2 Avg (Jul–Dec) 126.2804

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 8.5749 GYD (High: 122.1794 / Low: 113.6046). On the other end, August was the most stable month, with a tight range of 1.9392 GYD (High: 127.5183 / Low: 125.5791).

March Spread (Volatile) ±8.5749

August Spread (Stable) ±1.9392

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.9734 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.9734

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 130.2336) against the same month in 2019 (average: 118.6231), the exchange rate shifted by +11.6106 (+9.79%).

2020 Avg (December) 130.2336

2019 Avg (December) 118.6231

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	120.5829	117.0421	118.5722
February	118.2619	115.2219	116.5988
March	122.1794	113.6046	118.0928
April	117.4361	115.1678	116.1604
May	118.6706	115.4424	116.6572
June	121.9573	118.9661	120.3295
July	126.6818	120.2268	122.5225
August	127.5183	125.5791	126.4775
September	127.0268	124.2936	125.9387
October	126.9133	124.7086	125.8579
November	128.0482	124.3453	126.6523
December	131.4045	129.2546	130.2336