2012 BGN to ISK Historical Review

YEARLY HIGH

86.9610 ISK

YEARLY LOW

75.0673 ISK

YEARLY AVERAGE

82.1813 ISK

2012 BGN to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 86.9610. Conversely, the yearly low was recorded on August 11, dropping to 75.0673.

This high-to-low spread represents a total annual volatility of 11.8937 ISK. From a start-to-finish perspective, comparing the January average rate of 81.4906 to the December average rate of 84.9551, the exchange rate registered a net change of 4.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 86.9610 was up 1.96% compared to the 2011 peak of 85.2868, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 434,805 ISK

2011 Average 412,630 ISK

Yearly Trough Low 375,336 ISK

Transaction Impact: A difference of 59,468.60 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

86.1073

75.1773

JanuMarcMayJulySeptNove

BGN to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 83.2865, compared to 81.0760 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.2105 points.

H1 Avg (Jan–Jun) 83.2865

H2 Avg (Jul–Dec) 81.0760

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 5.0210 ISK (High: 80.9683 / Low: 75.9473). On the other end, November was the most stable month, with a tight range of 1.2840 ISK (High: 84.1360 / Low: 82.8519).

July Spread (Volatile) ±5.0210

November Spread (Stable) ±1.2840

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 3.0118 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -3.0118

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 84.9551) against the same month in 2011 (average: 81.4152), the exchange rate shifted by +3.5399 (+4.35%).

2012 Avg (December) 84.9551

2011 Avg (December) 81.4152

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	82.6981	80.4713	81.4906
February	86.1565	82.2485	83.2872
March	86.2569	83.9625	85.1273
April	86.1375	84.8308	85.1964
May	84.9162	82.6920	83.1057
June	82.6886	80.3474	81.5119
July	80.9683	75.9473	79.0999
August	78.5109	75.0673	76.0881
September	82.0050	78.2716	80.6298
October	84.4670	80.9048	82.2852
November	84.1360	82.8519	83.3978
December	86.9610	83.4479	84.9551