2015 BGN to LTL Historical Review

YEARLY HIGH

1.7760 LTL

YEARLY LOW

1.5743 LTL

YEARLY AVERAGE

1.7157 LTL

2015 BGN to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BGN to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 1.7760. Conversely, the yearly low was recorded on March 15, dropping to 1.5743.

This high-to-low spread represents a total annual volatility of 0.2017 LTL. From a start-to-finish perspective, comparing the January average rate of 1.7486 to the December average rate of 1.7314, the exchange rate registered a net change of -0.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.7760 was up 0.43% compared to the 2014 peak of 1.7684, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 8,880 LTL

2014 Average 8,821 LTL

Yearly Trough Low 7,871 LTL

Transaction Impact: A difference of 1,008.57 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.7613

1.6095

JanuMarcMayJulySeptNove

BGN to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6938, compared to 1.7375 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0438 points.

H1 Avg (Jan–Jun) 1.6938

H2 Avg (Jul–Dec) 1.7375

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.1388 LTL (High: 1.7130 / Low: 1.5743). On the other end, February was the most stable month, with a tight range of 0.0256 LTL (High: 1.7388 / Low: 1.7132).

March Spread (Volatile) ±0.1388

February Spread (Stable) ±0.0256

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0998 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0998

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 1.7463) against the same month in 2014 (average: 1.7642), the exchange rate shifted by -0.0179 (-1.02%).

2015 Avg (August) 1.7463

2014 Avg (August) 1.7642

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7699	1.7101	1.7486
February	1.7388	1.7132	1.7276
March	1.7130	1.5743	1.6279
April	1.6763	1.5867	1.6221
May	1.7462	1.6352	1.6923
June	1.7672	1.6407	1.7441
July	1.7535	1.7263	1.7399
August	1.7760	1.7306	1.7463
September	1.7605	1.7329	1.7440
October	1.7658	1.7231	1.7459
November	1.7415	1.7057	1.7178
December	1.7484	1.7096	1.7314