2020 BGN to MYR Historical Review

YEARLY HIGH

2.5679 MYR

YEARLY LOW

2.2912 MYR

YEARLY AVERAGE

2.4504 MYR

2020 BGN to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 2.5679. Conversely, the yearly low was recorded on January 27, dropping to 2.2912.

This high-to-low spread represents a total annual volatility of 0.2767 MYR. From a start-to-finish perspective, comparing the January average rate of 2.3151 to the December average rate of 2.5242, the exchange rate registered a net change of 9.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.5679 was up 5.60% compared to the 2019 peak of 2.4317, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 12,839 MYR

2019 Average 11,852 MYR

Yearly Trough Low 11,456 MYR

Transaction Impact: A difference of 1,383.40 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.5554

2.2933

JanuMarcMayJulySeptNove

BGN to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3935, compared to 2.5073 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1137 points.

H1 Avg (Jan–Jun) 2.3935

H2 Avg (Jul–Dec) 2.5073

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.1078 MYR (High: 2.5679 / Low: 2.4601). On the other end, December was the most stable month, with a tight range of 0.0269 MYR (High: 2.5382 / Low: 2.5113).

July Spread (Volatile) ±0.1078

December Spread (Stable) ±0.0269

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0340 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0340

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 2.4988) against the same month in 2019 (average: 2.3634), the exchange rate shifted by +0.1354 (+5.73%).

2020 Avg (July) 2.4988

2019 Avg (July) 2.3634

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3482	2.2912	2.3151
February	2.3773	2.2950	2.3220
March	2.4624	2.3773	2.4277
April	2.4407	2.4019	2.4169
May	2.4675	2.3867	2.4205
June	2.4810	2.4387	2.4591
July	2.5679	2.4601	2.4988
August	2.5638	2.5178	2.5335
September	2.5250	2.4768	2.4995
October	2.5214	2.4753	2.4984
November	2.5061	2.4714	2.4892
December	2.5382	2.5113	2.5242