YEARLY HIGH
5.4240 NOK
YEARLY LOW
4.9549 NOK
YEARLY AVERAGE
5.1998 NOK

2021 BGN to NOK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to NOK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 5.4240. Conversely, the yearly low was recorded on October 20, dropping to 4.9549.

This high-to-low spread represents a total annual volatility of 0.4692 NOK. From a start-to-finish perspective, comparing the January average rate of 5.3034 to the December average rate of 5.1838, the exchange rate registered a net change of -2.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.4240 was down 15.86% compared to the 2020 peak of 6.4466, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 27,120 NOK
2020 Average 27,444 NOK
Yearly Trough Low 24,774 NOK
Transaction Impact: A difference of 2,345.77 NOK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.3587
4.9895
JanuMarcMayJulySeptNove

BGN to NOK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2052, compared to 5.1943 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0109 points.

H1 Avg (Jan–Jun) 5.2052
H2 Avg (Jul–Dec) 5.1943

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2577 NOK (High: 5.2542 / Low: 4.9965). On the other end, April was the most stable month, with a tight range of 0.1141 NOK (High: 5.1761 / Low: 5.0621).

November Spread (Volatile) ±0.2577
April Spread (Stable) ±0.1141

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1971 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1971

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 5.3047) against the same month in 2020 (average: 5.4474), the exchange rate shifted by -0.1427 (-2.62%).

2021 Avg (July) 5.3047
2020 Avg (July) 5.4474

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.3915 5.2294 5.3034
February 5.3657 5.2024 5.2618
March 5.2645 5.1152 5.1860
April 5.1761 5.0621 5.1324
May 5.2289 5.0932 5.1585
June 5.2549 5.1399 5.1891
July 5.4240 5.1893 5.3047
August 5.3987 5.2301 5.3279
September 5.2697 5.1345 5.2174
October 5.1177 4.9549 5.0202
November 5.2542 4.9965 5.1118
December 5.2957 5.0930 5.1838