2026 BGN to PHP Historical Review

YEARLY HIGH

36.8152 PHP

YEARLY LOW

34.7096 PHP

YEARLY AVERAGE

35.7731 PHP

2026 BGN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 36.8152. Conversely, the yearly low was recorded on March 1, dropping to 34.7096.

This high-to-low spread represents a total annual volatility of 2.1056 PHP. From a start-to-finish perspective, comparing the January average rate of 35.4831 to the December average rate of 35.9642, the exchange rate registered a net change of 1.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 36.8152 was up 3.72% compared to the 2025 peak of 35.4941, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 184,076 PHP

2025 Average 166,126 PHP

Yearly Trough Low 173,548 PHP

Transaction Impact: A difference of 10,528.21 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

36.7850

35.0248

JanuMarcMayJuly

BGN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.7412, compared to 35.9642 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2230 points.

H1 Avg (Jan–Jun) 35.7412

H2 Avg (Jul–Dec) 35.9642

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1.3725 PHP (High: 36.8152 / Low: 35.4428). On the other end, May was the most stable month, with a tight range of 0.1886 PHP (High: 36.7220 / Low: 36.5333).

April Spread (Volatile) ±1.3725

May Spread (Stable) ±0.1886

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.6402 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6402

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 35.9653) against the same month in 2025 (average: 32.6117), the exchange rate shifted by +3.3536 (+10.28%).

2026 Avg (April) 35.9653

2025 Avg (April) 32.6117

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.1398	35.1957	35.4831
February	35.6988	34.7122	35.1715
March	35.8441	34.7096	35.1909
April	36.8152	35.4428	35.9653
May	36.7220	36.5333	36.6383
June	36.7813	35.5686	35.9981
July	36.1078	35.8559	35.9642