2020 BGN to PYG Historical Review

YEARLY HIGH

4372.3583 PYG

YEARLY LOW

3583.9598 PYG

YEARLY AVERAGE

3953.6546 PYG

2020 BGN to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 4372.3583. Conversely, the yearly low was recorded on April 22, dropping to 3583.9598.

This high-to-low spread represents a total annual volatility of 788.3985 PYG. From a start-to-finish perspective, comparing the January average rate of 3694.5171 to the December average rate of 4328.3582, the exchange rate registered a net change of 17.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4372.3583 was up 17.83% compared to the 2019 peak of 3710.8639, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 21,861,792 PYG

2019 Average 17,844,200 PYG

Yearly Trough Low 17,919,799 PYG

Transaction Impact: A difference of 3,941,992.56 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4399.6595

3544.0435

JanuMarcMayJulySeptNove

BGN to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3697.6852, compared to 4209.6239 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 511.9387 points.

H1 Avg (Jan–Jun) 3697.6852

H2 Avg (Jul–Dec) 4209.6239

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 293.2895 PYG (High: 4208.9408 / Low: 3915.6513). On the other end, January was the most stable month, with a tight range of 49.0574 PYG (High: 3719.3990 / Low: 3670.3416).

July Spread (Volatile) ±293.2895

January Spread (Stable) ±49.0574

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 95.7950 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -95.7950

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4328.3582) against the same month in 2019 (average: 3661.1625), the exchange rate shifted by +667.1956 (+18.22%).

2020 Avg (December) 4328.3582

2019 Avg (December) 3661.1625

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3719.3990	3670.3416	3694.5171
February	3699.7082	3599.9873	3642.4695
March	3809.3940	3601.2061	3711.1398
April	3677.7253	3583.9598	3615.3448
May	3773.2671	3595.5951	3667.0889
June	3908.0813	3781.2345	3855.5512
July	4208.9408	3915.6513	4037.2166
August	4251.0875	4157.7919	4204.7267
September	4239.4176	4155.0673	4205.7954
October	4267.0556	4184.3940	4221.6372
November	4310.6626	4176.2623	4260.0094
December	4372.3583	4218.8383	4328.3582