YEARLY HIGH
4.9647 SBD
YEARLY LOW
4.6787 SBD
YEARLY AVERAGE
4.7913 SBD

2026 BGN to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 4.9647. Conversely, the yearly low was recorded on June 25, dropping to 4.6787.

This high-to-low spread represents a total annual volatility of 0.2860 SBD. From a start-to-finish perspective, comparing the January average rate of 4.8713 to the December average rate of 4.7121, the exchange rate registered a net change of -3.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.9647 was down 1.32% compared to the 2025 peak of 5.0311, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 24,824 SBD
2025 Average 24,003 SBD
Yearly Trough Low 23,393 SBD
Transaction Impact: A difference of 1,430.15 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.8873
4.6961
JanuMarcMayJuly

BGN to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8045, compared to 4.7121 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0924 points.

H1 Avg (Jan–Jun) 4.8045
H2 Avg (Jul–Dec) 4.7121

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1471 SBD (High: 4.9647 / Low: 4.8176). On the other end, May was the most stable month, with a tight range of 0.0495 SBD (High: 4.8196 / Low: 4.7701).

January Spread (Volatile) ±0.1471
May Spread (Stable) ±0.0495

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1122 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1122

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 4.8713) against the same month in 2025 (average: 4.4650), the exchange rate shifted by +0.4063 (+9.10%).

2026 Avg (January) 4.8713
2025 Avg (January) 4.4650

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9647 4.8176 4.8713
February 4.9026 4.8434 4.8673
March 4.8375 4.6999 4.7552
April 4.8588 4.7309 4.8066
May 4.8196 4.7701 4.7899
June 4.7820 4.6787 4.7365
July 4.7562 4.6897 4.7121