YEARLY HIGH
61.2596 XPF
YEARLY LOW
60.2084 XPF
YEARLY AVERAGE
60.9932 XPF

2020 BGN to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 61.2596. Conversely, the yearly low was recorded on May 2, dropping to 60.2084.

This high-to-low spread represents a total annual volatility of 1.0511 XPF. From a start-to-finish perspective, comparing the January average rate of 61.0095 to the December average rate of 61.0012, the exchange rate registered a net change of -0.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 61.2596 was down 0.32% compared to the 2019 peak of 61.4566, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 306,298 XPF
2019 Average 304,958 XPF
Yearly Trough Low 301,042 XPF
Transaction Impact: A difference of 5,255.74 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

61.0431
60.8918
JanuMarcMayJulySeptNove

BGN to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 60.9800, compared to 61.0064 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0265 points.

H1 Avg (Jan–Jun) 60.9800
H2 Avg (Jul–Dec) 61.0064

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.9251 XPF (High: 61.1336 / Low: 60.2084). On the other end, January was the most stable month, with a tight range of 0.1609 XPF (High: 61.0753 / Low: 60.9144).

May Spread (Volatile) ±0.9251
January Spread (Stable) ±0.1609

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1198 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1198

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 61.0097) against the same month in 2019 (average: 61.0090), the exchange rate shifted by +0.0007 (+0.00%).

2020 Avg (July) 61.0097
2019 Avg (July) 61.0090

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 61.0753 60.9144 61.0095
February 61.1105 60.9188 61.0305
March 61.1663 60.5082 60.9108
April 61.1335 60.9503 61.0158
May 61.1336 60.2084 60.9044
June 61.1046 60.8880 61.0089
July 61.2596 60.8815 61.0097
August 61.2596 60.8589 61.0168
September 61.0993 60.8099 60.9874
October 61.1062 60.9067 61.0222
November 61.1202 60.7781 61.0014
December 61.1309 60.8912 61.0012