2021 BIF to AOA Historical Review

YEARLY HIGH

0.3386 AOA

YEARLY LOW

0.2748 AOA

YEARLY AVERAGE

0.3175 AOA

2021 BIF to AOA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to AOA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 0.3386. Conversely, the yearly low was recorded on December 31, dropping to 0.2748.

This high-to-low spread represents a total annual volatility of 0.0638 AOA. From a start-to-finish perspective, comparing the January average rate of 0.3368 to the December average rate of 0.2822, the exchange rate registered a net change of -16.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3386 was down 1.62% compared to the 2020 peak of 0.3442, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 1,693 AOA

2020 Average 1,511 AOA

Yearly Trough Low 1,374 AOA

Transaction Impact: A difference of 319.03 AOA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3423

0.2767

JanuMarcMayJulySeptNove

BIF to AOA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3291, compared to 0.3059 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0232 points.

H1 Avg (Jan–Jun) 0.3291

H2 Avg (Jul–Dec) 0.3059

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0184 AOA (High: 0.3194 / Low: 0.3010). On the other end, August was the most stable month, with a tight range of 0.0025 AOA (High: 0.3222 / Low: 0.3198).

September Spread (Volatile) ±0.0184

August Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0157 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0157

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.3368) against the same month in 2020 (average: 0.2594), the exchange rate shifted by +0.0775 (+29.87%).

2021 Avg (January) 0.3368

2020 Avg (January) 0.2594

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3386	0.3345	0.3368
February	0.3379	0.3260	0.3341
March	0.3228	0.3141	0.3184
April	0.3379	0.3203	0.3292
May	0.3350	0.3251	0.3304
June	0.3283	0.3239	0.3253
July	0.3264	0.3220	0.3239
August	0.3222	0.3198	0.3211
September	0.3194	0.3010	0.3108
October	0.3017	0.2984	0.3000
November	0.3005	0.2836	0.2973
December	0.2859	0.2748	0.2822