2025 BIF to ARS Historical Review

YEARLY HIGH

0.5049 ARS

YEARLY LOW

0.3485 ARS

YEARLY AVERAGE

0.4200 ARS

2025 BIF to ARS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to ARS exchange rate experienced significant fluctuation. The market reached its absolute peak on October 24, valuing the pair at 0.5049. Conversely, the yearly low was recorded on January 1, dropping to 0.3485.

This high-to-low spread represents a total annual volatility of 0.1564 ARS. From a start-to-finish perspective, comparing the January average rate of 0.3530 to the December average rate of 0.4890, the exchange rate registered a net change of 38.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5049 was up 44.40% compared to the 2024 peak of 0.3497, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 2,525 ARS

2024 Average 1,586 ARS

Yearly Trough Low 1,743 ARS

Transaction Impact: A difference of 781.86 ARS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5026

0.3394

JanuMarcMayJulySeptNove

BIF to ARS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3731, compared to 0.4669 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0938 points.

H1 Avg (Jan–Jun) 0.3731

H2 Avg (Jul–Dec) 0.4669

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0853 ARS (High: 0.4626 / Low: 0.3772). On the other end, February was the most stable month, with a tight range of 0.0067 ARS (High: 0.3608 / Low: 0.3541).

July Spread (Volatile) ±0.0853

February Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0023 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 0.4860) against the same month in 2024 (average: 0.3371), the exchange rate shifted by +0.1489 (+44.17%).

2025 Avg (October) 0.4860

2024 Avg (October) 0.3371

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3589	0.3485	0.3530
February	0.3608	0.3541	0.3579
March	0.3657	0.3574	0.3609
April	0.4027	0.3608	0.3787
May	0.4101	0.3796	0.3895
June	0.4064	0.3856	0.3985
July	0.4626	0.3772	0.4232
August	0.4602	0.4342	0.4466
September	0.4966	0.4505	0.4731
October	0.5049	0.4573	0.4860
November	0.5027	0.4703	0.4837
December	0.4922	0.4824	0.4890