2015 BIF to BGN Historical Review

YEARLY HIGH

0.0012 BGN

YEARLY LOW

0.0010 BGN

YEARLY AVERAGE

0.0011 BGN

2015 BIF to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 0.0012. Conversely, the yearly low was recorded on January 3, dropping to 0.0010.

This high-to-low spread represents a total annual volatility of 0.0002 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0011 to the December average rate of 0.0012, the exchange rate registered a net change of 7.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0012 was up 15.58% compared to the 2014 peak of 0.0010, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 6 BGN

2014 Average 5 BGN

Yearly Trough Low 5 BGN

Transaction Impact: A difference of 0.79 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0012

0.0011

JanuMarcMayJulySeptNove

BIF to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0011, compared to 0.0011 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0011

H2 Avg (Jul–Dec) 0.0011

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0001 BGN (High: 0.0011 / Low: 0.0010). On the other end, September was the most stable month, with a tight range of 0.0000 BGN (High: 0.0011 / Low: 0.0011).

January Spread (Volatile) ±0.0001

September Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0000 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.0012) against the same month in 2014 (average: 0.0010), the exchange rate shifted by +0.0002 (+16.59%).

2015 Avg (November) 0.0012

2014 Avg (November) 0.0010

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0011	0.0010	0.0011
February	0.0011	0.0011	0.0011
March	0.0012	0.0011	0.0012
April	0.0012	0.0011	0.0012
May	0.0011	0.0011	0.0011
June	0.0011	0.0011	0.0011
July	0.0011	0.0011	0.0011
August	0.0012	0.0011	0.0011
September	0.0011	0.0011	0.0011
October	0.0011	0.0011	0.0011
November	0.0012	0.0011	0.0012
December	0.0012	0.0011	0.0012