YEARLY HIGH
0.0040 BOB
YEARLY LOW
0.0023 BOB
YEARLY AVERAGE
0.0026 BOB

2026 BIF to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 0.0040. Conversely, the yearly low was recorded on June 16, dropping to 0.0023.

This high-to-low spread represents a total annual volatility of 0.0016 BOB. From a start-to-finish perspective, comparing the January average rate of 0.0023 to the December average rate of 0.0039, the exchange rate registered a net change of 68.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0040 was up 66.82% compared to the 2025 peak of 0.0024, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 20 BOB
2025 Average 12 BOB
Yearly Trough Low 12 BOB
Transaction Impact: A difference of 8.24 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0041
0.0022
JanuMarcMayJuly

BIF to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0023, compared to 0.0034 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0023
H2 Avg (Jul–Dec) 0.0034

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 0.0016 BOB (High: 0.0040 / Low: 0.0023). On the other end, August was the most stable month, with a tight range of 0.0000 BOB (High: 0.0039 / Low: 0.0039).

July Spread (Volatile) ±0.0016
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.0028) against the same month in 2025 (average: 0.0023), the exchange rate shifted by +0.0005 (+21.46%).

2026 Avg (July) 0.0028
2025 Avg (July) 0.0023

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0023 0.0023 0.0023
February 0.0023 0.0023 0.0023
March 0.0024 0.0023 0.0023
April 0.0023 0.0023 0.0023
May 0.0023 0.0023 0.0023
June 0.0023 0.0023 0.0023
July 0.0040 0.0023 0.0028
August 0.0039 0.0039 0.0039