YEARLY HIGH
0.3442 CLP
YEARLY LOW
0.3042 CLP
YEARLY AVERAGE
0.3216 CLP

2025 BIF to CLP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to CLP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 0.3442. Conversely, the yearly low was recorded on December 31, dropping to 0.3042.

This high-to-low spread represents a total annual volatility of 0.0400 CLP. From a start-to-finish perspective, comparing the January average rate of 0.3393 to the December average rate of 0.3089, the exchange rate registered a net change of -8.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3442 was down 0.59% compared to the 2024 peak of 0.3462, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 1,721 CLP
2024 Average 1,636 CLP
Yearly Trough Low 1,521 CLP
Transaction Impact: A difference of 199.85 CLP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3423
0.3059
JanuMarcMayJulySeptNove

BIF to CLP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3234, compared to 0.3199 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.3234
H2 Avg (Jul–Dec) 0.3199

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0218 CLP (High: 0.3390 / Low: 0.3171). On the other end, May was the most stable month, with a tight range of 0.0077 CLP (High: 0.3230 / Low: 0.3153).

April Spread (Volatile) ±0.0218
May Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0153 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0153

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.3393) against the same month in 2024 (average: 0.3185), the exchange rate shifted by +0.0207 (+6.51%).

2025 Avg (January) 0.3393
2024 Avg (January) 0.3185

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3442 0.3317 0.3393
February 0.3360 0.3182 0.3240
March 0.3248 0.3095 0.3160
April 0.3390 0.3171 0.3251
May 0.3230 0.3153 0.3190
June 0.3209 0.3126 0.3169
July 0.3294 0.3118 0.3214
August 0.3302 0.3207 0.3255
September 0.3292 0.3188 0.3235
October 0.3279 0.3154 0.3230
November 0.3220 0.3129 0.3169
December 0.3146 0.3042 0.3089