2020 BIF to CNY Historical Review

YEARLY HIGH

0.0038 CNY

YEARLY LOW

0.0034 CNY

YEARLY AVERAGE

0.0036 CNY

2020 BIF to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 0.0038. Conversely, the yearly low was recorded on December 5, dropping to 0.0034.

This high-to-low spread represents a total annual volatility of 0.0004 CNY. From a start-to-finish perspective, comparing the January average rate of 0.0037 to the December average rate of 0.0034, the exchange rate registered a net change of -8.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0038 was down 3.24% compared to the 2019 peak of 0.0039, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 19 CNY

2019 Average 19 CNY

Yearly Trough Low 17 CNY

Transaction Impact: A difference of 2.16 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0038

0.0033

JanuMarcMayJulySeptNove

BIF to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0037, compared to 0.0035 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0037

H2 Avg (Jul–Dec) 0.0035

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0001 CNY (High: 0.0038 / Low: 0.0037). On the other end, December was the most stable month, with a tight range of 0.0000 CNY (High: 0.0034 / Low: 0.0034).

March Spread (Volatile) ±0.0001

December Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0037) against the same month in 2019 (average: 0.0037), the exchange rate shifted by +0.0000 (+0.71%).

2020 Avg (March) 0.0037

2019 Avg (March) 0.0037

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0037	0.0036	0.0037
February	0.0037	0.0037	0.0037
March	0.0038	0.0037	0.0037
April	0.0038	0.0037	0.0037
May	0.0038	0.0037	0.0037
June	0.0038	0.0037	0.0037
July	0.0037	0.0036	0.0036
August	0.0036	0.0036	0.0036
September	0.0035	0.0035	0.0035
October	0.0035	0.0034	0.0035
November	0.0035	0.0034	0.0034
December	0.0034	0.0034	0.0034