2020 BIF to GEL Historical Review

YEARLY HIGH

0.0018 GEL

YEARLY LOW

0.0015 GEL

YEARLY AVERAGE

0.0016 GEL

2020 BIF to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.0018. Conversely, the yearly low was recorded on March 11, dropping to 0.0015.

This high-to-low spread represents a total annual volatility of 0.0004 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0015 to the December average rate of 0.0017, the exchange rate registered a net change of 11.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0018 was up 12.94% compared to the 2019 peak of 0.0016, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 9 GEL

2019 Average 8 GEL

Yearly Trough Low 7 GEL

Transaction Impact: A difference of 1.80 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0017

0.0015

JanuMarcMayJulySeptNove

BIF to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0016, compared to 0.0017 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0016

H2 Avg (Jul–Dec) 0.0017

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0004 GEL (High: 0.0018 / Low: 0.0015). On the other end, July was the most stable month, with a tight range of 0.0000 GEL (High: 0.0016 / Low: 0.0016).

March Spread (Volatile) ±0.0004

July Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0016) against the same month in 2019 (average: 0.0015), the exchange rate shifted by +0.0001 (+8.24%).

2020 Avg (March) 0.0016

2019 Avg (March) 0.0015

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0015	0.0015	0.0015
February	0.0015	0.0015	0.0015
March	0.0018	0.0015	0.0016
April	0.0017	0.0016	0.0017
May	0.0017	0.0017	0.0017
June	0.0017	0.0015	0.0016
July	0.0016	0.0016	0.0016
August	0.0016	0.0016	0.0016
September	0.0017	0.0016	0.0016
October	0.0017	0.0017	0.0017
November	0.0018	0.0017	0.0017
December	0.0017	0.0017	0.0017