2010 BIF to HRK Historical Review

YEARLY HIGH

0.0053 HRK

YEARLY LOW

0.0044 HRK

YEARLY AVERAGE

0.0048 HRK

2010 BIF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2010

During 2010, the BIF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 0.0053. Conversely, the yearly low was recorded on January 13, dropping to 0.0044.

This high-to-low spread represents a total annual volatility of 0.0010 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0045 to the December average rate of 0.0049, the exchange rate registered a net change of 9.87% (reflecting a strengthening trend).

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 27 HRK

Yearly Average 24 HRK

Yearly Trough Low 22 HRK

Transaction Impact: A difference of 4.76 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2010.

0.0053

0.0044

JanuMarcMayJulySeptNove

BIF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0048, compared to 0.0049 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0048

H2 Avg (Jul–Dec) 0.0049

Volatility Range Comparison

Volatility

The most volatile month in 2010 was November, with a trading range of 0.0005 HRK (High: 0.0050 / Low: 0.0045). On the other end, October was the most stable month, with a tight range of 0.0001 HRK (High: 0.0047 / Low: 0.0046).

November Spread (Volatile) ±0.0005

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0003 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Historical data for the previous year (2009) is currently unavailable. Strongest month average for June 2010 is 0.0052.

2010 Avg (June) 0.0052

Baseline Avg N/A

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0046	0.0044	0.0045
February	0.0048	0.0046	0.0047
March	0.0048	0.0046	0.0047
April	0.0048	0.0047	0.0047
May	0.0052	0.0048	0.0051
June	0.0053	0.0051	0.0052
July	0.0051	0.0049	0.0050
August	0.0051	0.0048	0.0050
September	0.0051	0.0047	0.0049
October	0.0047	0.0046	0.0046
November	0.0050	0.0045	0.0048
December	0.0050	0.0049	0.0049