2020 BIF to KHR Historical Review

YEARLY HIGH

2.1868 KHR

YEARLY LOW

2.0742 KHR

YEARLY AVERAGE

2.1328 KHR

2020 BIF to KHR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to KHR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 2.1868. Conversely, the yearly low was recorded on December 29, dropping to 2.0742.

This high-to-low spread represents a total annual volatility of 0.1126 KHR. From a start-to-finish perspective, comparing the January average rate of 2.1572 to the December average rate of 2.0830, the exchange rate registered a net change of -3.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.1868 was down 2.54% compared to the 2019 peak of 2.2436, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 10,934 KHR

2019 Average 11,004 KHR

Yearly Trough Low 10,371 KHR

Transaction Impact: A difference of 562.83 KHR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1687

2.0752

JanuMarcMayJulySeptNove

BIF to KHR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1529, compared to 2.1127 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0402 points.

H1 Avg (Jan–Jun) 2.1529

H2 Avg (Jul–Dec) 2.1127

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0559 KHR (High: 2.1868 / Low: 2.1309). On the other end, September was the most stable month, with a tight range of 0.0138 KHR (High: 2.1296 / Low: 2.1158).

March Spread (Volatile) ±0.0559

September Spread (Stable) ±0.0138

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0229 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0229

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.1483) against the same month in 2019 (average: 2.1857), the exchange rate shifted by -0.0374 (-1.71%).

2020 Avg (March) 2.1483

2019 Avg (March) 2.1857

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1768	2.1417	2.1572
February	2.1684	2.1470	2.1609
March	2.1868	2.1309	2.1483
April	2.1678	2.1268	2.1457
May	2.1784	2.1448	2.1587
June	2.1707	2.1262	2.1464
July	2.1478	2.1241	2.1314
August	2.1398	2.1194	2.1268
September	2.1296	2.1158	2.1224
October	2.1254	2.0954	2.1176
November	2.1041	2.0839	2.0947
December	2.0979	2.0742	2.0830