2025 BIF to KMF Historical Review

YEARLY HIGH

0.1643 KMF

YEARLY LOW

0.1398 KMF

YEARLY AVERAGE

0.1479 KMF

2025 BIF to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 0.1643. Conversely, the yearly low was recorded on September 17, dropping to 0.1398.

This high-to-low spread represents a total annual volatility of 0.0245 KMF. From a start-to-finish perspective, comparing the January average rate of 0.1614 to the December average rate of 0.1421, the exchange rate registered a net change of -11.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1643 was up 1.30% compared to the 2024 peak of 0.1622, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 822 KMF

2024 Average 789 KMF

Yearly Trough Low 699 KMF

Transaction Impact: A difference of 122.50 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1633

0.1395

JanuMarcMayJulySeptNove

BIF to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1531, compared to 0.1426 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0104 points.

H1 Avg (Jan–Jun) 0.1531

H2 Avg (Jul–Dec) 0.1426

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0098 KMF (High: 0.1616 / Low: 0.1518). On the other end, October was the most stable month, with a tight range of 0.0025 KMF (High: 0.1444 / Low: 0.1419).

March Spread (Volatile) ±0.0098

October Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0052 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.1614) against the same month in 2024 (average: 0.1582), the exchange rate shifted by +0.0032 (+2.02%).

2025 Avg (January) 0.1614

2024 Avg (January) 0.1582

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1643	0.1582	0.1614
February	0.1633	0.1582	0.1601
March	0.1616	0.1518	0.1549
April	0.1542	0.1445	0.1502
May	0.1504	0.1451	0.1473
June	0.1467	0.1414	0.1445
July	0.1455	0.1402	0.1423
August	0.1456	0.1405	0.1424
September	0.1435	0.1398	0.1415
October	0.1444	0.1419	0.1434
November	0.1456	0.1426	0.1441
December	0.1436	0.1411	0.1421