2018 BIF to MAD Historical Review

YEARLY HIGH

0.0054 MAD

YEARLY LOW

0.0052 MAD

YEARLY AVERAGE

0.0053 MAD

2018 BIF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 28, valuing the pair at 0.0054. Conversely, the yearly low was recorded on March 13, dropping to 0.0052.

This high-to-low spread represents a total annual volatility of 0.0003 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0052 to the December average rate of 0.0053, the exchange rate registered a net change of 0.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0054 was down 11.21% compared to the 2017 peak of 0.0061, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 27 MAD

2017 Average 28 MAD

Yearly Trough Low 26 MAD

Transaction Impact: A difference of 1.27 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0054

0.0052

JanuMarcMayJulySeptNove

BIF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0053, compared to 0.0053 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0053

H2 Avg (Jul–Dec) 0.0053

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.0002 MAD (High: 0.0053 / Low: 0.0052). On the other end, March was the most stable month, with a tight range of 0.0001 MAD (High: 0.0052 / Low: 0.0052).

January Spread (Volatile) ±0.0002

March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2018: 0.0053) against the same month in 2017 (average: 0.0058), the exchange rate shifted by -0.0005 (-7.89%).

2018 Avg (May) 0.0053

2017 Avg (May) 0.0058

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0053	0.0052	0.0052
February	0.0053	0.0052	0.0052
March	0.0052	0.0052	0.0052
April	0.0053	0.0052	0.0052
May	0.0054	0.0053	0.0053
June	0.0054	0.0053	0.0054
July	0.0054	0.0053	0.0053
August	0.0054	0.0053	0.0053
September	0.0053	0.0052	0.0053
October	0.0054	0.0052	0.0053
November	0.0054	0.0052	0.0053
December	0.0053	0.0052	0.0053