2015 BIF to MDL Historical Review

YEARLY HIGH

0.0130 MDL

YEARLY LOW

0.0099 MDL

YEARLY AVERAGE

0.0120 MDL

2015 BIF to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 24, valuing the pair at 0.0130. Conversely, the yearly low was recorded on January 3, dropping to 0.0099.

This high-to-low spread represents a total annual volatility of 0.0031 MDL. From a start-to-finish perspective, comparing the January average rate of 0.0106 to the December average rate of 0.0127, the exchange rate registered a net change of 19.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0130 was up 29.27% compared to the 2014 peak of 0.0101, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 65 MDL

2014 Average 45 MDL

Yearly Trough Low 50 MDL

Transaction Impact: A difference of 15.35 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0130

0.0104

JanuMarcMayJulySeptNove

BIF to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0115, compared to 0.0125 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0115

H2 Avg (Jul–Dec) 0.0125

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0016 MDL (High: 0.0115 / Low: 0.0099). On the other end, November was the most stable month, with a tight range of 0.0002 MDL (High: 0.0129 / Low: 0.0127).

January Spread (Volatile) ±0.0016

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.0127) against the same month in 2014 (average: 0.0092), the exchange rate shifted by +0.0034 (+37.02%).

2015 Avg (September) 0.0127

2014 Avg (September) 0.0092

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0115	0.0099	0.0106
February	0.0121	0.0114	0.0118
March	0.0120	0.0115	0.0117
April	0.0119	0.0111	0.0115
May	0.0116	0.0112	0.0114
June	0.0122	0.0116	0.0118
July	0.0122	0.0115	0.0118
August	0.0123	0.0121	0.0122
September	0.0130	0.0123	0.0127
October	0.0130	0.0125	0.0128
November	0.0129	0.0127	0.0128
December	0.0129	0.0125	0.0127