2026 BIF to MKD Historical Review

YEARLY HIGH

0.0185 MKD

YEARLY LOW

0.0173 MKD

YEARLY AVERAGE

0.0178 MKD

2026 BIF to MKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to MKD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 0.0185. Conversely, the yearly low was recorded on January 27, dropping to 0.0173.

This high-to-low spread represents a total annual volatility of 0.0012 MKD. From a start-to-finish perspective, comparing the January average rate of 0.0177 to the December average rate of 0.0181, the exchange rate registered a net change of 1.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0185 was down 9.45% compared to the 2025 peak of 0.0204, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 93 MKD

2025 Average 92 MKD

Yearly Trough Low 87 MKD

Transaction Impact: A difference of 6.03 MKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0181

0.0175

JanuMarcMayJuly

BIF to MKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0178, compared to 0.0181 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0178

H2 Avg (Jul–Dec) 0.0181

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0009 MKD (High: 0.0185 / Low: 0.0176). On the other end, May was the most stable month, with a tight range of 0.0002 MKD (High: 0.0178 / Low: 0.0177).

March Spread (Volatile) ±0.0009

May Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0180) against the same month in 2025 (average: 0.0193), the exchange rate shifted by -0.0013 (-6.77%).

2026 Avg (March) 0.0180

2025 Avg (March) 0.0193

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0180	0.0173	0.0177
February	0.0177	0.0174	0.0176
March	0.0185	0.0176	0.0180
April	0.0180	0.0176	0.0177
May	0.0178	0.0177	0.0178
June	0.0182	0.0178	0.0180
July	0.0182	0.0180	0.0181