YEARLY HIGH
1.2268 MNT
YEARLY LOW
1.1302 MNT
YEARLY AVERAGE
1.1778 MNT

2025 BIF to MNT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to MNT exchange rate experienced significant fluctuation. The market reached its absolute peak on November 1, valuing the pair at 1.2268. Conversely, the yearly low was recorded on February 2, dropping to 1.1302.

This high-to-low spread represents a total annual volatility of 0.0966 MNT. From a start-to-finish perspective, comparing the January average rate of 1.1520 to the December average rate of 1.2107, the exchange rate registered a net change of 5.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.2268 was up 1.03% compared to the 2024 peak of 1.2142, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 6,134 MNT
2024 Average 5,941 MNT
Yearly Trough Low 5,651 MNT
Transaction Impact: A difference of 483.00 MNT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.2261
1.1405
JanuMarcMayJulySeptNove

BIF to MNT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1499, compared to 1.2058 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0559 points.

H1 Avg (Jan–Jun) 1.1499
H2 Avg (Jul–Dec) 1.2058

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0797 MNT (High: 1.2194 / Low: 1.1396). On the other end, December was the most stable month, with a tight range of 0.0065 MNT (High: 1.2139 / Low: 1.2073).

July Spread (Volatile) ±0.0797
December Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0043 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 1.2149) against the same month in 2024 (average: 1.1633), the exchange rate shifted by +0.0517 (+4.44%).

2025 Avg (November) 1.2149
2024 Avg (November) 1.1633

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1655 1.1437 1.1520
February 1.1627 1.1302 1.1501
March 1.1667 1.1434 1.1507
April 1.1617 1.1419 1.1476
May 1.1593 1.1405 1.1507
June 1.1558 1.1391 1.1480
July 1.2194 1.1396 1.1675
August 1.2224 1.2048 1.2106
September 1.2267 1.2039 1.2122
October 1.2256 1.2068 1.2189
November 1.2268 1.2077 1.2149
December 1.2139 1.2073 1.2107