2012 BIF to MVR Historical Review

YEARLY HIGH

0.0110 MVR

YEARLY LOW

0.0097 MVR

YEARLY AVERAGE

0.0105 MVR

2012 BIF to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.0110. Conversely, the yearly low was recorded on July 1, dropping to 0.0097.

This high-to-low spread represents a total annual volatility of 0.0013 MVR. From a start-to-finish perspective, comparing the January average rate of 0.0108 to the December average rate of 0.0101, the exchange rate registered a net change of -7.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0110 was down 4.93% compared to the 2011 peak of 0.0116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 55 MVR

2011 Average 56 MVR

Yearly Trough Low 48 MVR

Transaction Impact: A difference of 6.59 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0109

0.0099

JanuMarcMayJulySeptNove

BIF to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0106, compared to 0.0104 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0106

H2 Avg (Jul–Dec) 0.0104

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0013 MVR (High: 0.0109 / Low: 0.0097). On the other end, August was the most stable month, with a tight range of 0.0002 MVR (High: 0.0108 / Low: 0.0106).

July Spread (Volatile) ±0.0013

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0108) against the same month in 2011 (average: 0.0113), the exchange rate shifted by -0.0004 (-3.80%).

2012 Avg (January) 0.0108

2011 Avg (January) 0.0113

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0110	0.0106	0.0108
February	0.0110	0.0108	0.0108
March	0.0110	0.0108	0.0108
April	0.0110	0.0102	0.0107
May	0.0104	0.0100	0.0101
June	0.0101	0.0099	0.0100
July	0.0109	0.0097	0.0105
August	0.0108	0.0106	0.0107
September	0.0108	0.0104	0.0106
October	0.0105	0.0103	0.0104
November	0.0105	0.0101	0.0103
December	0.0103	0.0100	0.0101