2019 BIF to NAD Historical Review

YEARLY HIGH

0.0201 NAD

YEARLY LOW

0.0073 NAD

YEARLY AVERAGE

0.0079 NAD

2019 BIF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 0.0201. Conversely, the yearly low was recorded on February 2, dropping to 0.0073.

This high-to-low spread represents a total annual volatility of 0.0128 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0077 to the December average rate of 0.0077, the exchange rate registered a net change of -0.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0201 was up 134.73% compared to the 2018 peak of 0.0086, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 100 NAD

2018 Average 37 NAD

Yearly Trough Low 37 NAD

Transaction Impact: A difference of 63.86 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0083

0.0075

JanuMarcMayJulySeptNove

BIF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0078, compared to 0.0079 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0078

H2 Avg (Jul–Dec) 0.0079

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 0.0123 NAD (High: 0.0201 / Low: 0.0077). On the other end, July was the most stable month, with a tight range of 0.0002 NAD (High: 0.0077 / Low: 0.0075).

May Spread (Volatile) ±0.0123

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0003 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 0.0082) against the same month in 2018 (average: 0.0071), the exchange rate shifted by +0.0012 (+16.59%).

2019 Avg (May) 0.0082

2018 Avg (May) 0.0071

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0080	0.0074	0.0077
February	0.0078	0.0073	0.0076
March	0.0080	0.0076	0.0079
April	0.0080	0.0076	0.0077
May	0.0201	0.0077	0.0082
June	0.0081	0.0076	0.0079
July	0.0077	0.0075	0.0076
August	0.0084	0.0077	0.0082
September	0.0082	0.0079	0.0080
October	0.0083	0.0078	0.0080
November	0.0081	0.0078	0.0079
December	0.0079	0.0075	0.0077