2026 BIF to NIO Historical Review

YEARLY HIGH

0.0128 NIO

YEARLY LOW

0.0122 NIO

YEARLY AVERAGE

0.0124 NIO

2026 BIF to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 0.0128. Conversely, the yearly low was recorded on July 30, dropping to 0.0122.

This high-to-low spread represents a total annual volatility of 0.0006 NIO. From a start-to-finish perspective, comparing the January average rate of 0.0124 to the December average rate of 0.0123, the exchange rate registered a net change of -0.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0128 was up 1.63% compared to the 2025 peak of 0.0126, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 64 NIO

2025 Average 62 NIO

Yearly Trough Low 61 NIO

Transaction Impact: A difference of 2.92 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0124

0.0123

JanuMarcMayJuly

BIF to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0124, compared to 0.0123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0124

H2 Avg (Jul–Dec) 0.0123

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0005 NIO (High: 0.0128 / Low: 0.0124). On the other end, April was the most stable month, with a tight range of 0.0000 NIO (High: 0.0124 / Low: 0.0123).

March Spread (Volatile) ±0.0005

April Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0124) against the same month in 2025 (average: 0.0124), the exchange rate shifted by -0.0000 (-0.30%).

2026 Avg (March) 0.0124

2025 Avg (March) 0.0124

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0125	0.0124	0.0124
February	0.0125	0.0124	0.0124
March	0.0128	0.0124	0.0124
April	0.0124	0.0123	0.0124
May	0.0124	0.0123	0.0123
June	0.0124	0.0123	0.0123
July	0.0124	0.0122	0.0123
August	0.0124	0.0123	0.0123